Who We Are
About On the Move Home Loans
Mortgage Broker
At On the Move Home Loans in Georgia and Florida, we're not just mortgage professionals; we're your dedicated partners on your homeownership journey. With years of industry experience, we understand that a mortgage isn't just a financial transaction; it's a pivotal step towards achieving your dreams. We take pride in our unwavering commitment to delivering excellence, transparency, and personalized support to every client.
As a mortgage broker in Georgia and Florida, we work with many lenders to bring you a variety of program options and the best rates and fees. Contact us for a consultation to tell your "story" and unique situation. Our mission is to empower you with the knowledge and mortgage solutions needed to make an informed decision. We will work with you to find the best loan to fit your needs.
As a mortgage broker in Georgia and Florida, we work with many lenders to bring you a variety of program options and the best rates and fees. Contact us for a consultation to tell your "story" and unique situation. Our mission is to empower you with the knowledge and mortgage solutions needed to make an informed decision. We will work with you to find the best loan to fit your needs.
Diana Grinberg | Mortgage Broker and Loan Officer
NMLS #1895018 Company NMLS #2542485
I have over 20 years of mortgage industry experience. I am committed to educating every single client that I work with. Every purchase and every refinance situation is different and requires all the unique pieces to be put together like a puzzle. I will do that and find the best program and financing for you! Give me a call and let me answer any questions that you may have. I will discuss the process and ask questions about your unique situation. Then we can talk about choices and you can make an informed decision.
Questions & Answers
Frequently Asked Questions
What is the difference between a mortgage lender and a mortgage broker?
A mortgage lender is a financial institution that directly provides home loans. A mortgage broker, on the other hand, acts as an intermediary between borrowers and multiple lenders, helping clients find the best mortgage terms and rates from a variety of lenders.
Why should I work with a mortgage broker instead of going directly to a lender?
Mortgage brokers offer several advantages, including access to a wide range of lenders and mortgage products, which can result in better loan terms and rates. They also provide personalized guidance, simplifying the complex mortgage process and saving you time and effort.
How do mortgage brokers get compensated?
Mortgage brokers are typically compensated through lender-paid commissions or borrower-paid fees, or a combination of both. These fees are disclosed upfront, ensuring transparency in the process. Brokers have a legal obligation to act in the best interests of their clients.
What factors affect mortgage eligibility and interest rates?
Mortgage eligibility and rates are influenced by factors such as credit score, income, employment history, debt-to-income ratio, down payment amount, and the type of mortgage product. Your mortgage broker will help you understand how these factors impact your specific situation.
How long does the mortgage approval process take?
The mortgage approval timeline can vary depending on factors like the complexity of the application, the lender's processing times, and the responsiveness of all parties involved. On average, the process typically takes 30 to 45 days from application to closing. Your mortgage broker will work to expedite the process whenever possible.
Talk to Our Mortgage Experts
Ready to make your homeownership dreams a reality? Contact On the Move Home Loans, LLC today to schedule a free consultation.